Simple, fast money calculators — made for South Africa.

Plan smarter with lightweight tools: repayments, VAT, savings growth, inflation, rate-change impact, and budget buffers. No logins, no complicated dashboards.

Open calculators Read practical guides
Bond repayment estimator
Rate-change impact tool
Budget buffer calculator
VAT calculator
Inflation impact
Manual FX converter
Disclaimer: Content and tools are for educational purposes only. We do not provide financial advice. Always verify figures with official sources or a qualified professional.
How to use • 3 steps
1
Pick a calculator
Start on the Tools page and choose what you want to estimate.
2
Enter your numbers
Use your own values (rates, term, amounts). No external APIs required.
3
Run a stress case
Use the rate-impact and buffer tools to plan for “what if” scenarios.

Tip: If you’re applying for finance, banks may quote a different rate than “headline” rates. Use the site as a planning baseline, not a promise.

Popular calculators

Quick access to the most-used tools.

Bond Repayment Calculator

Estimate monthly repayments and view a compact amortisation snapshot.

Rate-Change Impact

See how repayments change when interest rates move.

Budget Buffer

Calculate a monthly buffer and a target fund over time.

VAT Calculator

Convert inclusive ↔ exclusive VAT amounts with a custom rate.

Inflation Impact Calculator

Understand future-value and purchasing-power erosion.

Manual FX Converter

Convert with your own exchange rate (no live rates).

What’s new in v2

Two new tools

Rate-change impact (compare two interest rates) and a budget-buffer calculator to help you plan safer.

More content depth

Expanded library (20 articles) with better internal linking across tools and guides.